Important Commercial Real Estate Investment Precautions

Investments in commercial real estate are the upcoming and highly lucrative area in the business industry. To have a commercial property of your own adds financial security to your life and to other business losses. Many big industrial giants engaged in several other businesses ensure to invest in commercial real estate as it pays too high with fewer investments. Owners can opt to offer as commercial space for lease or sell the property with high price. Both options provide financial security that can cover the loss in business or satisfy personal demands.

People looking to have own commercial real estate need to take care several things before buying or obtaining commercial space for lease. Here are the points that describe the precaution need to ensure before purchasing or obtaining lease:

Investment plans
People need to consider the seriousness involved in purchasing and selling the property, or investing for its developments. There are offers always made available by the big giants to invest in their property development. The returns are too high that just need a said amount to invest. On the other hand, purchasing a land and then modifying it to acquire high profits by selling, need better financial support. So, understand and recheck the financial support you can rely on during investing or developing a commercial real estate.

Compliant issues and legal documentations
Commercial property always involves several clauses that need advises from knowledgeable attorneys or legal advisors. Land acquisition, development complaints, construction safeties & causalities, infrastructure requirements such as space planners, budgeting and management, data and phone installers, furniture retailers, movers & packers, parking, construction certification, etc are several issues need to mention with solution in the agreement. All above-mentioned things get increase or decrease depending upon the possession, it depends whether you need commercial property for ownership or lease.

Contacting a competent commercial real estate brokerage
Investment, development and lease can only be lucrative unless you have contacted a genuine and research oriented business real estate agency for the business. The commercial property brokers will encourage you to opt for short term and long term investments as per your budgetary requirements. You want to be owner, want to share your contribution in developments plans for best returns or need office space for rent, every solution provided will satisfy your need with hassle-free investments.

These major three things need to be ensured before involving into commercial real estate investments. Contacting a wise commercial real estate agent will double the expectation by eliminating all hassles from the deal.

A Safe Simple Successful Etf Investment Strategy

Let’s get started by concentrating on the S&P 500 – it is intrinsically an index of the 500 largest companies in America. Indeed, it is more. Contrary to popular misconception, the S&P 500 is not a simple list of the largest 500 companies by market capitalization or by revenues.

Rather, it is 500 of the most widely held U.S.-based common stocks, chosen by the S&P Index Committee for market size, liquidity, and sector representation. “Leading companies in leading industries” is the guiding principal for S&P 500 inclusion. We are starting here to achieve safety and diversity.

If you use the S&P 500 as your investment base you won’t have to worry if the CEO has resigned, the CFO has just been indicted, the stock has missed its forecast or any number of things that make stock prices flagellate unsuspecting investors and traders.

You ask: How can you make money investing on the S&P 500?

Consider its graph, the white, bottom most curve on the chart. As you can see, the S&P 500 goes up and down similar to stocks and hasn’t done so well over the past 3 years.

Wouldn’t we do better with a mutual fund? [Actually, you’re getting warmer.]

According to the Motley Fool, “During the 1990s, the S&P 500 has provided an annualized return of 17.3%, compared with just 13.9% for the average diversified mutual fund.” Over the past 3 years only 10 mutual funds had more than a 12% total return [data through 6/4/2010 from 12,392 funds, Morningstar]. You can see that the S&P 500 has not done well, but you would have actually done worse using mutual funds.

Instead of considering mutual funds I’m going to restrict our consideration to just two ETFs, i.e., SSO and SDS. I said simple; this is simple.

We’re going to invest in SSO when the market is rising and SDS when it’s falling. Both SSO and SDS are based on the S&P 500. They track its traded index, SPX. [You have to trade SPX because the S&P 500 is an index that isn’t traded.] The SPX is among the most traded equities and is also one of the most liquid. As an investment it brings diversification.

SSO and SDS are mirrors of each other. Whenever SSO rises the SDS falls, and vice versa. This allows us to trade in rising and falling markets. Simply, pick the correct ETF.

These ETFs have one other unusual property. They move twice the speed of the SPX; they are leveraged 2 to 1. [Proshares has a number of similarly behaving ETFs. They are called Ultra ETFs.]

You said: This would be a safe investment strategy! These are leveraged! Isn’t it safer to invest in sound American stocks?

Rather than give a large list of recently failed stocks, I decided to find if there were any stocks among the current S&P 500 that I would like to have held over the past 3 years. Only 2 emerged, Family Dollar and Autozone. More than 15% of the S&P 500 had more than a 75% draw-down and an additional 35% had losses over 50% at some time during the 3 years. These statistics do not include companies like Enron and Lehman that are no longer included. If they were included these statistics would be much higher.

I don’t know about you, but I’m not much of a stock picker. I want something truly safe. If you are comfortable with your results trading stocks, don’t bother reading further.

What about investing in utilities?

When I began investing, my Dad told me that utilities were always a safe investment. They paid a good dividend that never went down. Their customer base is locked in. Their rates are determined by the states and these always increase. What could be safer?

During the last 3 years, Duke Energy fell over 40% from a high of 20.66 to a low of 12.39. Over the same period, the index of gas utilities had a high of 33.84 and a low of 20.11. Electric utilities fared worse falling from a high of 40.01 to a low of 20.85. Even utilities don’t look safe anymore.

From my point of view, it’s the story of the turtle and the hare. Stocks behave like the hare. You cannot predict in which direction they are going to run.

These two ETFs, SSO and SDS, in comparison are turtles; admittedly turtles with racing stripes. At this point we do not have anything more than a rough plan for investing in the S&P 500. This is not enough to qualify as an investment strategy.

We shall begin to upgrade this plan into a practical trading strategy. First, we need an unbiased indicator to determine on which ETF we should place our money, SSO or SDS. Any day, the majority of pundits on CNBC will tell you the market is going to rise. But on the same day, many of their pundits will provide reasons why it will fall. So, you cannot rely on them. Also, the Futures, prior to the Open, seem no more reliable for choosing either SSO or SDS.

After many years of trying, I developed a market timer that combines the market movement of the SPX with market sentiment. I call this the SPXTimer. There are many market timers available. I’ll let you be the judge which to choose.

They are invaluable for making a well guided decision about which ETF to select. Mine gives you three choices. When it’s bullish take SSO; bearish SDS and when it’s neutral stay in cash. What could be simpler?

The red curve, third from the top judging from the right hand side of the chart, shows the results of trading SSO and SDS from 9/12/2007 until 5/5/2010 only using the SPXTimer. $10,000 invested on 9/12/2007 grew to $13,737. Most investors and funds didn’t do that well over this difficult period.

I think you will agree, these results are not very good in terms of what you would hope to achieve. Look at the yellow oval in the middle the graph. During that interval of time, the investment fell from a high of $14,469 down to $11,158. That’s a big hit. We would like to sleep well at night; that fall would make sleep very difficult.

Sometimes these ETFs do not move in sync with the market timer. A little patience is required before charging into the market. I added a mild momentum constraint to the strategy to ensure the entry is in sync with the timer. The ETF’s momentum, not necessarily the price, is required to be rising over 2 days. [A service bureau provides me with this information.] Sometimes this constrains delays entry for several days.

The blue curve provides the results of adding this constraint. Here, based solely on the S&P 500, my market timer and an entry constraint, the $10,000 investment grew smoothly to 16,525. That’s over 20% per year! There were pull backs, but you could sleep soundly.

I was still concerned with giving back profits. After each big run-up in profit, it seemed there was a comparably big pull back. Many investment managers recommend adding to a position as it is rising in value.

I decided to try subtracting from the position size as the profit rises. If timed properly, this might reduce the amount of profit given back. Plus, it would reduce the risk while adding some of the profit to the bank. To do this, I decided to incorporate the following Money Management with the two strategies that were in place.

Say you started with $10,000. The idea is to keep the money at risk between $9,000 and $11,000 [+/- 10% of the initial investment].

Whenever your equity grows over $11,000 sell enough shares to withdraw $1,000. This should reduce your money at risk to under $11,000. The next time it appreciates over $11,000, do it again.

If, on the other hand, the investment falls below $9,000 add $1,000 worth to the ETF investment.

The results are remarkable. This investment, the yellow, top-most curve, grew to $17,780. That’s close to 30% annually; not bad for a turtle! The chart doesn’t show this statistic, but 75% of these trades were winners.

I repeated this test on three more broad based indexes: the Nasdaq 100, S&P Mid-Cap 400 and the Russell 2000 changing only the two ETFs. Each did better. The statistics of these investments, starting on 9/12/2007 with $10,000 and ending on 5/5/2010, are shown in the table below. All data is based on back-testing, not actual trades.

The basic plan: buy one of these ETFs when bullish and the inverse ETF when bearish, or stay out of the market in cash, is as simple as it can get. The SPXTimer brings order and safety to the investment because you know whether to buy the bullish ETF or the bearish ETF. The entry condition, combined with this money management strategy, will improve your investment results beyond what you might hope to achieve with stocks or mutual funds – with much less risk. Now isn’t that what you wanted all along?

Footnote
You may be wondering about the choice of dates; particularly since on 5/6/2010 the Dow fell over 1000 points in less than a half hour. Many of these ETFs were first introduced in 2006 and 2007. As a result, data was not collected for the SPXTimer prior to mid 2007. The start date corresponded to the first change to a bullish signal. On 5/5/2010 the timer signaled a close for all bullish positions. Prices in the table reflect the Open of 5/6/2010.

Buying Cartier Jewelry-the Best Way To Invest Your Money

The gold is precious alloys that has already been the foundation associated with world economic climate when it was in the primitive times. Gold has and will extend in order to maintain up the recognized outline associated with investment and has productively accomplished to grasp investors’ interest. The return of precious metal is actually made welcome through just about all sectors and more importantly; it is a worldwide recognized form of steel. Most of the individuals are discovering this likely to consider precious gemstone as well as gold as a status image. It is regarded as the secure hedge towards cost increases as well as helps in supplying finances within the long term. Investing in gold is actually certainly a good advantageous choice since it’s acquire associated with becoming changed into considerable money. The only thing ought to be kept in mind that whatever you are invested in, such as the gold jewelry, gold coins, diamonds, gold cash. These will not end up being short term foundation. You should wait for a cost to rise and then just market or vice-versa. In addition, the rate of Gold may effortlessly end up being rehabilitated because it’s directly associated to the inventory market which also makes its calculation is easy to make.

Similar holiday to a commodity, the provision and need together constitute the substantial element which helps in order to determine the actual price associated with Gold. Gold apparently is a useful ownership and its need may merely intensify as it has proved to be during periods associated with rising cost of living. Precious gemstone happens to consider enjoyment within several advantages so far as its metallic forms are concerned it’s utilized in jewelry, so if you purchase the cartier jewellery then not it will be fashionable but also it’s the standing symbol. Cartier jewelry too can’t end up being classified to get pleasure from the prospects of monetary benefits. Besides, the investor and also the customer have to take safety precautions in investing because such sort of expense isn’t made upon little scales. After complete study as well as nicely outfitted understanding concerning the actual market info ought to be carried out before purchasing the cartier gold jewelry. In mainstream of instances, gold at all occasions comes with an uphill inclined as well as people tend to reveal a certain bond with it. You need to usually purchase gold when the price reaches immense amplification since it’s widely believed that precious metal could be highly beneficial once the current recession period is over.

Investing in the cartier jewelry, you will find it that it is a potential thing to get the profit. So you are consider to make an investment and dont know what to invest. Then choose the cartier jewelry, it will give you the big surprise.

Hedge Funds – How To Make The Right Investment Choices

After the 2008 world economic crisis, finding the right investment vehicles seems much harder and trickier. Worldwide currency, which everyone believed in, has shown its face value and, overall people have lost their confidence in the popular investment means available on the global market. However, one of the post crisis positive effects is that individuals became more aware and cautious about the significance of managing their resources appropriately and securing their assets.

Although the present day market openings sets forth an apparently endless variety of choices, making the right investment is all about selecting that alternative apposite for your means, objectives and goals on short, medium and long term. Resorting to professionals is one of the best ways to drive your worth to the right target as long as you manage to find some trustworthy, skilled, and dependable experts.

In nowadays context, the hedge fund is fairly set at the higher end of the investment opportunities scale. Working as a private pool of capital, little known to the wide public, such funds rather address the sophisticated investor that can afford hefty net investments in the prospect of likewise gains. Unlike most types of funds, a hedge fund gathers capital from a fairly limited number of individuals and, naturally the investment amounts are significantly greater, being typically believed to range between one million and six million dollars. Nevertheless, there is no investment maximal threshold regulation in place.

The hedge fund is actively run by a manager, who is in charge with all financial strategies and decisions. Once in, the investors can not set a veto on his decisions. Drawing back the capital ahead of a predetermined time span usually calls upon considerable penalties, which remain in the fund and are finally split between the remaining investors. The hedge fund manager takes up an operational commission and a performance brokerage.

In comparison with other type of investments, the hedge fund primarily differs through a wider range of investment strategies it can adopt and a more regulatory-free area of action, including short selling and hilt leveraging. No such fund is risk free, yet primarily depending on the objects of ventures, the manager can draw in high gains with relatively small risks. For instance, precious metal investments have proved to be such nest eggs. Although, one needs to be no expert to know that investing in gold – the ultimate safe heaven of all seasons- is the right investment choice for all kinds of financial portfolios, the profits of a hedge fund may considerably overrun those achievable from independent investments.

Investment Based Deduction

Budget 2009 has taken a new initiative by introducing the concept of allowing deduction under income-tax for investment made in a new business based on investment and not based on profit earned. It has inserted section 35AD allowing deduction of investment in specified businesses under the Income-tax Act, 1961. This is in place of allowing for exemption or deduction of profit earned from a new business. This amounts to allowing depreciation upfront. With this new initiative, it seems that the Government has changed its priority from investment for indus-trialization to invest-ment made.

1. In the Budget 2009, the Finance Minister, Mr. Pranab Mukherjee, proposed a new initiative by introducing the concept of allowing deduction under income-tax for investment made in a new business based on investment and not based on profit earned. Mr. Mukherjee said in his Budget Speech,

Under the present scheme of the Income-tax Act, tax exemptions are largely profit-linked. Such incentives are inherently inefficient and liable to misuse. Therefore, it is proposed to incentivise businesses by providing investment-linked tax exemptions….. Under this method, all capital expenditure, other than expenditure on land, goodwill and financial instruments will be fully allowable as deduction.

Clause No. 13 of the Finance Bill, 2009 proposes to insert section 35AD in the Income-tax Act, 1961, allowing deduction for investment in specified industries. Here is an attempt to analyse this budget initiative.

2. The proposed scheme is an initiative for deduction of investment in a new business from the income of the assessee. It proposes to give deduction of investment made in a specified business. The proposed section is not part of Chapter III: Incomes Which Do Not Form Part of Total Income or Chapter VI-A: Deduction To Be Made In Computing Total Income. It forms part of Chapter IV: Computation of Total Income under Part-D: Profits and Gains of Business or Profession. Sub-section 3 specifically disallows double deduction under section 35AD and under Chapter VI-A of the Act. The proposed section is a beginning in relegating income based exemptions/deductions into the oblivion.

As per sub-section (1) of the proposed section 35AD:

An assessee shall be allowed a deduction in respect of the whole of any expenditure of capital nature incurred, wholly and exclusively, for the purposes of any specified business carried on by him during the previous year in which such expenditure is incurred by him.

The section proposes to allow capital expenditure incurred for specified activities as business expenditure.

As per sub-section (4) of section 35AD:

No deduction in respect of the expenditure referred to in sub-section (1) shall be allowed to the assessee under any other section.

On allowing deduction under section 35AD, the assessee will not be able to claim depreciation under section 32 of the Act. This is also evident from the fact that Explanation 13 is being inserted under section 43(1), whereby the concept of block of assets is by-passed in respect of assets for which deduction is allowed under section 35AD. As per this Explanation, The actual cost of any capital asset on which deduction has been allowed or is allowable to the assessee under section 35AD, shall be treated as nil. Thus, the new section proposes to allow depreciation upfront, instead of spreading it over various years. This is identical of allowing deduction of capital expenditure for Scientific Research under sub-section (1)(iv) read with sub-section (2) of section 35 of the Act.

3. For the present, the deduction under section 35AD is limited to the following three specified activities as per sub-section 8(c) :

(i) setting up and operating a cold chain facility.

(ii) setting up and operating a warehousing facility for storage of agricultural produce.

(iii) laying and operating a cross-country natural gas or crude or petroleum oil pipe line network for distribution, including storage facilities being an integral part of such network.

The above specified activities are for capital incentive industries and for development of infrastructure facilities.

It is interesting to note that the business of laying pipelines for petroleum and natural gas is covered not only under the proposed section 35AD, but also under section 80-IA of the Act. However, deduction is not available under both the sections. Hence, double deduction is not available in respect of the same activity under both the sections.

The deduction is available for an assessee commencing operations with effect from April 1, 2009. However, in respect of an assessee carrying on the business of laying pipelines for petroleum and natural gas, deduction is available with retrospective effect, even if the business is commenced on or after April 1, 2007.

4. Interestingly, the section lays down the type of persons who are eligible for deduction under the section.

(a) Laying of cross-country pipelines for petroleum products, etc. – Deduction can be claimed only by companies and consortium of companies carrying on the activities. The section is not applicable to other types of persons, i.e., limited liability partnership firms, partnership firms, association of persons, hindu undivided families or individuals. It is true that this activity is mainly carried on by company assessees. For the first time, the Income-tax Act has recognised consortium of companies for the purpose of deduction under the section.

(b) Agricultural warehouse and cold storage facilities – Deduction can be claimed by any person, viz., individual, hindu undivided family, firm, limited liability partnership, association of persons, body of individuals or companies. For these activities, consortium of companies is not the recognised assessee.

5. As per sub-section (1), eligible investment is whole of any expenditure of capital nature incurred, wholly and exclusively, for the purpose of any specified business carried on by him during the previous year in which such expenditure is incurred by him. Deduction can be claimed in respect of any capital expenditure incurred for the specified business. The investment may be in tangible assets and intangible assets. However, as per sub-section 8(f), an assessee cannot claim deduction of certain expenditure even if incurred in respect of the specified activities: any expenditure of capital nature shall not include any expenditure incurred in the acquisition of any land or goodwill or financial instrument. The section has not defined as to what is capital expenditure. Hence, all the capital expenditures (subject to a small negative list) incurred in respect of a new business are deductible, e.g.:

(a) Tangible Assets – Building, plant & machinery, electrical equipment, pollution control equipment, electrical equipment, office equipment, furniture & fixtures, vehicles, computers, etc.

(b) Intangible Assets – Technical know-how, patents, copy right, trade mark, brand value, computer software, etc.

Of all the tangible assets, only land is kept out of the purview of deduction. This is perhaps because depreciation is not allowed on land. It is debatable whether cost of land includes land development. Of the intangible assets goodwill is kept out of allowing deduction under the section, whether the goodwill is purchased, acquired, or generated. The section does not allow deduction of expenditure incurred towards financial instruments. However, the Act has not defined as to what is expenditure for financial instruments. By usual business parlance, it is cost incurred towards issue of debentures, bonds, etc.

Aaron Rodgers Rookie Cards Wise Investment

He is one of the hottest young players in the NFL right now. Is it a smart move to invest in Aaron Rodgers rookie cards?

Rodgers has some pros and cons as a target for your sports memorabilia investment dollar. He plays the glamour position of quarterback and play for the Green Bay Packers, one of the game’s greatest franchises. He is a very talented player, but not yet on the elite level When you look at the players whose cards hold the highest value they are usually players that came into the NFL and were instant superstars. The upside of a player like Rodgers at this moment might be more in line with Dan Fouts, a Hall of Fame quarterback for sure but not a great of the game like Joe Montana, John Elway or Brett Favre.

One obstacle for Aaron Rodgers is the shadow cast by his predecessor at quarterback for the Packers. Right or wrong he will always be measured against Favre. This is a comparison he is destined to lose for a variety of reasons. Favre was a swashbuckling hero who won a Super Bowl and played every game injured or not.

Yet Rodgers has many similar qualities. He’s a quiet leader, but also tough and may have more respect from his teammates than Favre did at his age. Rodgers is smart, makes good decisions and can run a little, meaning he’s not dull by any stretch.

If you are sold on Aaron Rodgers as the real deal I have some good choices. Just remember that the current football card market is much different than in years past. Inserts, autographed cards and game worn swatch cards dominate today’s market. The days of a plain ordinary rookie card having any kind of long-term value are gone forever. This poses some problems for the collector. With literally tens of different rookie cards to choose from you really never know which one will be best over the long run.

One card I like is the 2005 Exquisite RC Autographed patch card of Rodgers. It is visually pleasing and offers both swatches of his game worn jersey and his verified autograph. It has a demonstrated sale price in the $500 range and is limited to 199 copies available.

Another approach to Rodgers investment is to go with bulk instead of gems. The 2005 Upper Deck rookie card sells for a couple bucks right now as a single. You can buy large lots of this card for less than a dollar a piece on Ebay. You can in fact buy one of these large lots now and make a profit simply by selling them individually on Ebay. You can also horse huge quantities of this card for minimal investment. It is not beyond the realm of possibility that several pro bowl season and a Super Bowl or two would not put this card into the $5 or higher price range. If it achieves this level you can make much more money selling this card is huge quantities than you can investing in the more higher priced varieties. In this hobby a $1 card becomes a $5 card much easier than a $100 card becomes a $500 card.

Rodgers lost two season sitting on the bench, does not have prime star quality coming into the league from college and plays in the shadow of one of the game’s greats. But as Mike Holmgren once told Reggie White as he recruited the late, great defensive end, “Reggie you can go anywhere and be a star. Come to Green Bay and you’ll be a legend.”

If Rodgers can continue to lead the Packers to deep playoff runs and win a Super Bowl or two, he’ll be primed to carve his own place in NFL history. Snap up a few Aaron Rodgers rookie cards or a few nice Rodgers autographed items and you might be glad you did.

Buying Luxury Apartments Is The Best Investment In Bhubaneswar

Now a days Luxury Apartments are mushrooming in every nook and corner of the country starting from Metros to emerging cities and state capitals over the last few years. Bhubaneswar, the capital city of Odisha is today having many residential apartments and the number is growing every single day. This culture of apartments has invaded the city many years back. Bhubaneswar is now a fast developing city in almost every sector like IT, education and even real estate. This city has drawn the attention and presence of many big real estate companies to the city in no time.

Real Estate Properties in Odisha is the best option for investment as the prices will increase soon due to this developing state. As soon as the economic growth gets back its momentum, you can see the boom in the properties prices. In past few years the real estate values have already moved up to 200 percent, when compared to the values before 5-years.

The demand for apartments in Bhubaneswar is too high. The demand is not just for the budget apartments but the same enthusiasm is for the Luxury apartments in Bhubaneswar. Today, you can find all kinds of luxury like multiple swimming pools, clubhouses, play grounds, multiple indoor and outdoor sports facilities including lawn tennis courts, shopping complex, mini theatres, well equipped gymnasium, jogging track, spacious car parking and many more inside the Apartment premises itself. You dont have to cross the apartment boundary to get anything for you or your family. Many kinds of flats are available for sale in Bhubaneswar starting from single bedroom apartments to Premium 3 BHK Apartments, 2 BHK Luxury Apartments, Luxury Penthouses and many more.

You can now choose the Apartments as per your requirements like how many bedrooms you will need as per your family and also based on your budgets and preferred amenities. There are many advantages with staying a Luxury Apartment or society. The main advantage is the apt security. You will have round the clock security arranged for the apartments. You also have many other facilities like no power cut as there will be 24 hours power back up provided. 24 Hours water supply to everyone and also lifts are available. The advanced and posh specifications like vitrified tiling in all rooms, granite kitchen, stylish bathrooms with premium quality sanitary fixtures and plumbing ,aluminum sliding windows and aesthetically designed doors are also usually a part of these luxurious apartments.

There are many real estate companies who have made their place in the real estate field by offering the best flats and apartments in Bhubaneswar over several years and even decades. Z Estates is such a trusted name in real estate industry of Bhubaneswar, Odisha with over two decades of impeccable track record in delivering over a dozen of finely built apartments with great customer experience. Besides the regular packages and facilities they also come up with many extra offers and luxury facilities. Presently Z Estates in building the largest luxury condominium in Odisha Z1 near Patia on NandanKanan Road, Bhubaneswar, which is nearing completion of its first phase luxury apartments. Interestingly enough, this Z1 luxury apartment complex or condominium boasts of multiple swimming pools, clubhouses, lawn tennis, badminton and basketball courts, shopping mall with multiplex theatre, piped gas and many more modern facilities while having over 20 acres of open space with world class landscaping.

Now you dont have to buy an already constructed apartment, rather you can book the apartment slot and give or select your specifications, fittings and furnishing and the apartment would be made according to your choice and taste. Investing on luxury apartments is also a best option as the price will never depreciate. You always get good value with every passing day.

Here’s How To Succeed At Your Investment Banking Interviews

Investment banking is the most financially lucrative position for any university graduate. There are many people vying for the few openings each year in this industry. Graduates who are able to land one of the prime positions have mastered their investment banking interview. Successful candidates are the ones who prepare for their interview and anticipate the questions they might be asked and how to best answer them.

Questions that you will be asked will be either fit questions or technical questions. Technical questions are either right or wrong just like two plus two will always equal four. Investment banking companies ask technical questions to see how well you know the formulas and whether or not you are paying attention in class.

The fit questions are what separates the potential hires form those that are rejected. Companies ask fit questions to make sure you will be a good addition to their company. Fit questions are sometimes referred to as “the airport test.” This tells whether or not an investment banker would feel comfortable spending several hours in the departure lounge of an airport with you.

The fit questions give you an opportunity to be charming and personable and appeal to the interviewer so they will select you for an open position. How you answer a fit question is the ultimate key as to whether or not you will be hired by the company.

The answer to a fit question will show your motivation and desire to work in the investment banking industry which is well known for its 80+ hour work weeks. Companies want to hire employees who show they are willing to do whatever it takes to succeed in this highly competitive industry.

Fit questions give you an opportunity to accentuate your strengths and experiences that will be valuable to the company. Everyone has had many experiences in their lives and answering these questions is the chance to show how your life experiences would benefit the company.

The purpose of fit questions is to put you on the spot and see how well you can think on your feet. It also prevents you from being able to spout out memorized responses to potential questions. Some of the questions that you will be asked assumes that there is no possible way for you to know the answer. What the company is evaluating is how well you can think of a way to solve the question without already knowing the answer. In most cases the interviewer will not know the answer to the question either.

Now that you understand the fit questions will be the major decision factor during your interview, you should focus the majority of your preparation on these forms of questions.

Abraham Moss Centre Launched After 42million Investment

If you are a newly qualified or experienced teacher, Tradewind Recruitment can help you to find the very best vacancies in top Manchester schools. A leading Manchester teaching agency, they are the premier provider of primary, secondary and SEN teaching vacancies in Greater Manchester and the North. Make sure you are up to date with the latest education news with Tradewind.

Abraham Moss Centre Provide Education Hub For Local Communities

After five years of development and a 43million investment, the Abraham Moss Centre in North Manchester has re-opened. At the heart of the Crumpsall and Cheetham communities since the 1970s, the refurbished Abraham Moss Centre offers local people a central hub for education, health and leisure facilities.

At the centre of the refurbishment is the new Abraham Moss Community School. Representing Manchesters first newly built primary school for over 40 years, it is the citys first through school, providing 420 primary places for children aged 5 16 yrs.

“Abraham Moss has been at the heart of the north Manchester community for generations, and this major transformation will make sure the centre continues to play a vital role within this community” said Sir Richard Leese, Leader of Manchester City Council.

The centre and new community school is complemented by a newly opened library. Situated on the ground floor, residents will be able to browse a selection of books, some of which have been acquired specifically for the new library. The centre will also be home to the award-winning Manchester Adult Education Service (MAES) and the College of the 3rd Age for students over the age of 55. As such, the centre represents education and development opportunities for all ages; from 5 100yrs.

On top of the educational facilities, the Abraham Moss Centre will also feature a 250 person theatre space. Designed to compliment studies at the Community School, this unique facility will allow local talent in music and drama to be nurtured whilst also providing a performance space for the community to use.

Leese commented “Offering life-long education and development services, along with leisure, health and fitness facilities, all under one roof, Abraham Moss is a true community hub that is perfectly placed to enhance and improve the lives of north Manchester people.”

Register With The Leading Manchester Teaching Agency

Looking for rewarding teaching jobs in Manchester and the North, register your CV online with Tradewind Recruitment. A leading Manchester teaching agency, Tradewind can offer you the very best primary, secondary and SEN teaching vacancies in Manchester and Greater Manchester.

For more information on available vacancies, call their Manchester teaching agency today on 0844 327 1275 or email .

Source: http://www.manchester.gov.uk/news/article/6845/abraham_moss_centre_relaunches_after_a_five_year_transformation

Calgary Corporate Executive Involved In Prostitution Entertainment Scandal

We have often hear stories of high end corporate prostitution and have seen big corporate officials being involved in sex scandals, especially in movies and TV dramas, but is there any truth to this or it is just a fiction? This reporter reveals that high end prostitution very much alive and happening, but functions at a very high level of society, in a very sophisticated way, making it almost invisible to the general public – out of sight, out of mind. Most of these reputed top company executives that are clearly involved in high end prostitution never get caught because they are not only appear on the surface well-mannered and educated, they use prostitution as both an enticement and a blackmail device that removes any chance of word getting out. Huge charitable donations only serve to keep their seemingly good corporate reputations intact.

While researching different resources that focusing on corporate prostitution rackets, it was only through coincidence that some trending tweets came to light that had more than 15-16000 RTs and that was the right resource that helped push this story forward. While going through the many tweets and retweets by such a huge volume of ordinary citizens, it became clear this issue is of huge public concern. The path finally led to Calgary in Alberta, Canada. Prostitution is legal in Canada, but making use of public communication for the purpose of prostitution, brothels and procuring are offences under the law and that can have some serious consequences as well. More research and investigation it was clear that the tweets indicated a company in Calgary that entertains investors and corporate officials with hookers. An international funding company such as this, with company ties to the US and global suite of investors, prostitution would NOT be legal in many locations outside of Canada, which is where the story originates from.

This echoes previous prosecutions along the same line, where 17 people were indicted for running a high end prostitution ring in Brooklyn District that earns over $7 million from blue chip financial clients in just three years.

However, things went wrong with our Canadian story when one corporate executive created a bigger problem.

Upon further investigation, it became clear that one corporate executive from Calgary’s leading conventional oil and gas investment companies transmitted herpes to a couple of attendants who are now retaliating not through traditional legal resources (which would not be available to them engaging in illegal activities) but through a personal campaign against this individual.

HSV also known as herpes simplex virus is a chronic condition that is infected through vaginal, oral or anal sex.

It was revealed that the corporate executive that was involved in this case was from ARC Resource Ltd., whose parent company is ARC Financial.

Click here and contact the managing director of ARC Financial and let her know of your disgust. http://arcfinancial.com/team/investment-committee/nancy-smith