Poor Economy Business Opportunities To Improve Success

It should come as no surprise, but many people are falling on hard times because of a bad economy. This article is designed to provide entrepreneurs with poor economy business opportunities so they can find new ways to be successful. Specifics may vary from person to person; however, the following information includes helpful and important guidelines from which any entrepreneur can benefit.

Americans are feeling the pain of this economy. We are all experiencing the worst economic conditions since The Great Depression. Companies (BIG companies!) are going out of business, thousands of people are losing their jobs and the government is quickly increasing our national debt as they spend billions of dollars bailing out bankers, automakers and insurance providers.

What are they doing for you and your family? Probably nothing, right? That’s why many Americans are looking for new ways to make money by finding poor economy business opportunities. You can, too. If you are a highly motivated, success-driven individual with a strong entrepreneurial spirit, keep reading.

If you’re still with me, you’re probably wondering when Wall Street is going to start showing signs of a recovery or if your 401K will ever be even just a fraction of what it was a year ago. Don’t worry. There are still businesses out there that are growing and will continue to grow despite the bad economy. You just have to find them.

You might be asking yourself at this very moment: What is the best business opportunity? Here’s the answer: Start your own business. By starting your own business, you can control your career, what you do with your time and how much money you make. You can even work from home! In fact, here’s a list of the many pros of starting your own business:

Make More Money: Most people start their own business because they think that they are worth more than they are making in their current job. When you start your own business, you can make more money because you control your own destiny – and that’s just part of the American dream! The opportunities are endless.

Career Control: You may think that you’re in control of your career, but you’re at the mercy of your boss. Even if you like your boss and your job, you can be fired, demoted or transferred at any time. The company you work for could go bankrupt or get bought out. Starting your own business is empowering because it puts you back in control of your career.
Don’t be afraid to take a chance on yourself. Some of the greatest entrepreneurs would not be where they are today if they hadn’t cut the cord and taken that risk. Plus, the risk you’re taking is minimal. If you believe in yourself and your ability, you are taking an honest risk – one that you control.

So, if you’re ready to start making in a poor economy with business opportunities, start your own business. It could be the best decision you’ve ever made when it comes to your career, your personal life and your financial situation.

Facebook E-commerce Better Sales Solutions in The Market

Facebook e-commerce can boost sales solutions for all providers in the market according to some of the tech-savvy people as they point out that Facebook can hover greater sales solutions in the market going ahead with its rivals like Amazon.com Inc and eBay Inc. Although it has been observed that Facebook is having greater popularity in these days and they have offices around the world and therefore this new e-commerce start-up can help them increasing boost sales. According to the recent news, Facebook achieves nearly a $5 billion initial public offering and now it is coming under more pressure from Wall Street to find new sources of profit growth and reduce its reliance on advertising. Greater prospects are observing for Facebook to have e-commerce solutions as this aspect may beat the present big companies like Amazon.com Inc and eBay Inc. Mr. Sam Schwerin of Millennium Technology Value Partners said with regard to this, “E-commerce is a huge category with very strong tailwinds and it’s a natural move for Facebook. Amazon revolutionized online shopping by crunching lots of customer and purchase data to come up with relevant, personalized recommendations. In the same vein, Facebook’s combination of data, analytics and payment technology could fuel the next generation of e-commerce.” Mr. Fisch said, “People have always shopped with their friends; now they expect it online. Companies who think differently about social will find success.” Theresia Gouw Ranzetta of Accel Partners said with regard to this, “It’s a big imperative for them. They understand it’s an important strategic benefit for them to make e-commerce players successful on the platform.” Christian Taylor, chief executive of Payvment said, “Facebook has a huge opportunity to monetize e-commerce. They have the infrastructure and team to pursue that. Gamers pay for those virtual goods using Facebook Credits, a virtual currency that could eventually be used to buy physical goods, according to some Internet entrepreneurs.” Mr. Kevin Hartz, head of ticketing start-up Eventbrite said with regard to this, “The 30 percent model is great for products with near-zero cost of goods sold. But selling a TV with thin margins, that model will just not apply. Nevertheless, if e-commerce on Facebook takes off, many expect the social network to find a way to make money off it. When you build on top of a platform like Facebook, there is always the risk that the platform provider decides to change the rules later on,” said Laura Valverde of Beetailer, which runs more than 3,000 stores on Facebook. We have seen this with Facebook Credits and games. So, once social commerce fully takes off, it will only be natural that Facebook tries to benefit one way or another from it.”

Exactly How To Invest Your Portfolio If Obama Wins The Presidency!

Whether you are an Obama fan or an Obama opponent, if he becomes the next President of the United States his policies will have an affect on the financial markets both domestically and internationally. He wants to bring change to the United States which by extension means world markets because we have such a huge economic foot print.

So, what do you need to think about with an Obama Presidency regarding how you structure your investment portfolios both taxable and 401(k)/IRA, etc.?

1.Taxes Matter: We dont yet know the details of how he will handle taxes on dividend income and capital gains. It is clear that at least some of the investing population will see an increase in taxes on those forms of investment returns. If you pay a 20% rate on capital gains that means you will have 20% less money being reinvested to grow and get the affect of compounding. Dividend rates could go up as high as 35% and that will really kill the benefit of dividend paying stocks. So, one can use tax free bonds for at least a portion of the fixed income portion of a portfolio. Second, you should make sure you are having your investment advisor use tax management in the investment and management of your portfolio. Tax managed passive mutual funds have an extremely low tax impact.
2.Capital Markets Work: There will be those gurus who will tell you they know which sectors or industries will boom under Obama and which will tank. Academic studies have shown over and over again that such attempts to combine stock picking with a market timing element almost never outperform the broad market (in fact they generally under perform) and when they do it is usually nothing more than luck and is thus not repeatable. Markets are essentially efficient and any attempt to regulate trade or change tax policy will end up being priced into the securities as soon as the information hits the wires.
3.Diversification is Key: The way to consistently win under an Obama Presidency is to hold very broadly diversified, global, low cost, asset class mutual funds. Diversification reduces uncertainty. If you hold a mutual fund of US securities with about 3500 stocks in it and one of them happens to be a Bear Stearns or Lehman Brothers, it will hardly make a blip in your portfolio as it goes out of existence. Dont be caught with concentrated position mutual funds or with individual securities. You will be carrying too much risk that you can diversify your way out of.
4.Risk and Return are Related: Exposure to meaningful risk factors in a diversified portfolio determines expected return. Over the long haul, stocks outperform bonds but not always; over the long haul small stocks outperform large stocks, but not always; over the long haul value stocks outperform growth stocks, but not always. Each of these outperformers has a greater volatility risk and a greater expected return.
5.Portfolio Structure Explains Performance: Asset allocation along size, value, and market exposure dimensions primarily determines the results of a broadly diversified portfolio. In other words, to increase the expected return of your portfolio under an Obama Presidency, own low cost, globally diversified asset class mutual funds that are over weighted to smaller and more value oriented stocks. If an all stock fund portfolio is too volatile for you, add some short term bond funds to damper the volatility.

Following academically sound investment principles will allow you to win the losers game during an Obama Presidency. Dont give in to the Wall Street marketing gurus who have proven their ability to separate you from your money, quickly and permanently.